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Read the case study and provide a recommendation to assist Albert Johnson, director of compensation at Elite Financial Services, in effectively addressing the rapidly increasing health care expenses and reduce the overuse of health benefits. Be sure to follow APA guidelines and write your paper in the proper format (not as question and answer).

Case study should follow formatting guidelines: Double spacing, 12 point Times New Roman Font, one inch margins, and discipline-appropriate citations. Page Length 1-2 pages.